За Представителство на ЗБ ТТ Инс

OFFICIAL STANDPOINT OF THE TEAM OF INSURANCE BROKER ТТ INS FOR THIS CRISIS. MEASURES FOR OVERCOMING THE CRISIS AND THE BEHAVIOR OF THE TEAM OF ТТ INS.

Dear Clients and Partners, Colleagues and Friends, the team of Insurance Broker ТТ Ins EOOD is turning to you on the occasion of the global financial crisis, which is felt in one manner or another more and more intensely in Bulgaria as well. We, as an insurance broker, operating in the sphere of financial services, more precisely in the sphere of insurance, are under the impression that some factors, segments, processes and organizations already change into the negative direction faster than we assume. Some of the most affected are the real estate agencies, the credit agents, the life insurance companies and the pension funds. Inertial of an already past period of rise is still noticed and if the participants do not adapt fast and do not change their habits and way of thinking, they risk aggravating their condition even more. The fact that some of the participants on the services market respond quickly unlike others who are waiting for “something” to happen makes impression as well. Yes, indeed, „Something” will happen and it will not be to the benefit of the waiting ones. The crisis will be a filter for each of us without any exception. Some will be swept away, others will survive and a small part will make progress in these difficult and unforeseeable times. Those who have undertaken the needed measures and decisions, those who have innovative and brave spirit to act in complicated situations will develop.

Lately the site of Insurance Broker ТТ Ins EOOD – www.ttins.eu, is visited in times more than prior to the crisis. The interest on the part of end clients and from those wishing partnership is especially great, in particular from the country. Proceeding from the fact that the function of the general insurance is protective and not enriching as in life insurance, we notice a tendency of enhanced demand of insurance products, beyond the ordinary insurance Civil Liability of Motor Vehicles, namely – property insurance, various kinds of liabilities as well as loss of income from Business Interruption. After the analysis conducted it turned out that a lot of citizens and companies become aware that they have to defend the assets they created during the period of rise – irrespective of the fact whether the matter is about property /apartment, house, office, atelier, storehouse/ or goods, equipment, machinery, facilities. The money as the main driving power taken from the banks was reduced in the conditions of financial crisis, the time it was granted for, increased, the approved clients – decreased in number, and last but not least, the “price” of the money drastically increased. It turns out that in an insurance event irrespective of the fact whether it is related to nature or is with the participation of a human factor – theft, robbery, arson, vandalism – the clients and the owners of the business will not be able easily to recover their losses, except with a reliable insurance product of quality made by professionals.

To meet the challenges coming into view, the team of ТТ Ins is restructured into the following directions:

• We created and use the newest generation of WEB-based CRM system for business management, which is accessible for all the partners from Sofia and the country
• We appointed new employees in the Head Office for the improvement of the servicing and undertaking additional inquiries
• We signed a contract with an English advertising agency certified by Google, for optimization and advertisement of our site – www.ttins.eu
• We signed a subscription contract with a ratified courier company for the supply of polices and documents to our clients and partners
• We started up the first real on-line insurance via our site for insurance of the home and insurance for journeys abroad
• We conducted complete analysis of the insurances mandatory by the state – as products and categories, as prices, as coverage, who has to conclude them, which authorities require them.
• We hired another law firm to improve the legal servicing of the insurance contracts concluded as well as for optimization of the liquidation of difficult damages or waivers of damages.
• Last but not lease we renewed the weekly training of the team related to everything coming from the market as a change, possibility, threat, demand, moods, contacts and enquiries.

The team of Insurance Broker ТТ Ins EOOD is ready for the challenges, it even welcomes then and continues to develop in the new conditions.

If you need professional consulting in the sphere of insurance, do not hesitate to contact us. It will be a pleasure for us to be your advisor. Our consultations are free of charge!

Оr if you want to be partners with us, to touch and use our unique “know-how”, no matter whether you are from Sofia or from the country, call us! We will fix a non-committing appointment with you.

Supplement to the Standpoint of Insurance Broker ТТ Ins on the Global Financial Crisis

Nothing is the same any longer. Everything changes and continues to change. The crisis is in progress. It entered its first stage – shaking, waking up, planning our business, our money, for way of life. Which priorities we should preserve, which ones we should restructure, the word „duty” is not the driving power of growth any longer but it became a “mill-stone”. The consumption shrank and continues to shrink, though “good news” started to come out. The politicians say that we will go out of the crisis at such and such a time. Can they guarantee it? Each of us knows what the word “guarantee” means for certain kind of goods or a service. The consumption shrank because of one sole thing – “fear”. When the fear enters our mind and heart, then the trap has snapped shut and the crisis has really took possession of us. We, people, may not give the best of ourselves as a potential when we emotionally fear the unknown. The everyday changes will expose the best and the worst of everything and everyone. This is time of extremum. Either – or, there will no neutral position.

Only few will be those who will be in a position to manifest their courageous entrepreneurial spirit. These will be people, businesses and organizations which will show their “faces” and will be distinguished from the mass, from the crowd. The crisis also creates its possibilities, but they are not for everyone, they are for those who are the fastest, the most adaptable, the most developing, the thinking and capable people. Nothing is lost, everything depends solely and only on Us. If we have lost money, this is good, we will be doubly more motivated to get it back, to demonstrate nature of winners, now, today! If we have won money, this is good, we will have the uneasy task to decide what to do with it? Keeping money is the most secure manner for its slipping out of our hands, of their taking it from us in various forms, whether legal or not. Spending money, the investment of capital is not for everyone. A high financial intelligence quotient is required.

We, the team of Insurance Broker ТТ Ins, did not stop working, developing, analyzing what is best for our clients, partners and for us ourselves not even for a minute from the beginning of the crisis. We did not stop our development activities, the investment of our growth in the improvement of the software, the advertisement, the training and the consolidation of the created standards and working rules not even for a moment. Our network of partners in Sofia and the country significantly increased. What we, as team of TT Ins, know and can do, is our competitive advantage called - velocity, via which we become better and better.

The crisis is forthcoming from now on. The bottom has not been reached. Everyone makes his decisions by himself, at a certain time, today, tomorrow or at some time “when the right time comes”. We made our decisions at the beginning of the crisis, early, early and they have not changed up to this day. We are simply developing. We wish success to everyone!

The team of ТТ Ins